Availability of Basic Health Insurance

(updated January 2005)

Basic Health Insurance is guaranteed issue coverage to all working people regardless of medical history in approved states.  Coverage is issued directly online at www.basichealthinsurance.net for individual plans.  Group coverage is available with a mail-in application through the employer.  This is a limited insurance plan as the name implies.  Coverage is available in the following states as of January 2005.

Individual or Family Coverage is available in AL, AK, AZ, DC, DE, GA, HI, IL, IN, IA, KY, MI, MS, MO, MT, NE, ND, OK, PA, RI, SC, TN, VA, WI, WY.  Approval is pending in AR, CA, CO, FL, MD, NV, NC, OR, SD, TX, UT.

Group Coverage (billed through the employer) for Groups with 2 or more eligible employees in AL, AK, AR, AZ, DC, DE, GA, HI, IL, IA, KY, MD, MI MS, MO, MT, NE, NM, NC, ND, OK, OR, PA, RI, SC, SD, TN, TX, VA, WI, WY.  Groups with 51 or more eligible employees in CO, FL, IN, MA, NV

Basic Health Insurance is not available in any form in CT, ID, KS, LA, ME, MN, NH, NJ, NY, OH, UT, VT, WA, WV.  See www.MedSave.com for possible alternatives.